tag:blogger.com,1999:blog-6658991406619889409.post6096130831419587438..comments2022-02-22T15:42:27.567+08:00Comments on Singapore Permanent Portfolio Investment Strategy: How has Singapore Permanent Portfolio performed in past 9 yearsEppshttp://www.blogger.com/profile/04240900475803378173noreply@blogger.comBlogger7125tag:blogger.com,1999:blog-6658991406619889409.post-1678103270314459862013-06-27T23:17:30.588+08:002013-06-27T23:17:30.588+08:00Yes this can be used for the cash component.Yes this can be used for the cash component.Eppshttps://www.blogger.com/profile/04240900475803378173noreply@blogger.comtag:blogger.com,1999:blog-6658991406619889409.post-48157063446634517672013-06-27T17:22:07.670+08:002013-06-27T17:22:07.670+08:00I just found out that CIMB StarSaver is offering 0...I just found out that CIMB StarSaver is offering 0.8% p.a. Terms & Conditions apply. (http://www.cimbbank.com.sg/index.php?ch=sg_per_st&pg=sg_per_st_cur&ac=12). Can this be used for the cash component ?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6658991406619889409.post-66188105047100033102013-06-12T23:08:01.278+08:002013-06-12T23:08:01.278+08:00Thanks for your open sharing.Thanks for your open sharing.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6658991406619889409.post-22630716681385017892013-06-12T22:11:18.318+08:002013-06-12T22:11:18.318+08:00As of 12 June 2013, my 1 year 2 months old Singapo...As of 12 June 2013, my 1 year 2 months old Singapore Permanent Portfolio has a return of -3.8%, all fees and dividends, interests included. <br />The breakdown of individual asset returns are: stocks +10.7%, long bond -1.2%, gold in SGD -20.9%, assume cash 0%.<br /><br />Some further notes:<br />1. In recent weeks, besides STI and gold falling, bonds has been falling too.<br />2. It's more important to look at the overall portfolio performance than individual asset performances.<br />3. The overall portfolio volatility has still been quite low - given gold in SGD having dropped by -20.9%, entire portfolio has drops of only -3.8% so far. <br />4. Even as a conservative investor, a -3.8% paper loss is still well within my tolerance level. Also i keep in mind that I am investing for the long term.<br />5. All investment carries risk.<br />6. Given that stocks, gold and bonds are all dropping... where do investor's money go...? I think sooner or later, the cash will flow back into some of the assets, most likely stocks and bonds first, because inflations is not expected in near future given the excess capacity and seemingly lower demands in U.S. <br />7. There is still 6 months till year end and hence plenty of time for global economic conditions to change.<br />Eppshttps://www.blogger.com/profile/04240900475803378173noreply@blogger.comtag:blogger.com,1999:blog-6658991406619889409.post-69098416653466946322013-06-12T01:26:21.386+08:002013-06-12T01:26:21.386+08:00Now that STI and gold had fallen, could you share ...Now that STI and gold had fallen, could you share how is your portfolio fairing ?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6658991406619889409.post-36238770558872385362013-02-13T08:49:09.855+08:002013-02-13T08:49:09.855+08:00The Gold Savings Account has no commission fees an...The Gold Savings Account has no commission fees and tracks live gold price better than SPDR Gold Shares. Plus the amount of gold i am saving makes the account yearly fees equal or smaller than the yearly fees in gold etf. Gold ETF is a viable option also. Read article "What to invest in to start Singapore Permanent Portfolio" for more explanation.Eppshttps://www.blogger.com/profile/04240900475803378173noreply@blogger.comtag:blogger.com,1999:blog-6658991406619889409.post-71399444256499716742013-02-13T01:43:52.547+08:002013-02-13T01:43:52.547+08:00Hi, for the gold component, why did you not select...Hi, for the gold component, why did you not select SPDR Gold ETF instead ? Would like to understand your considerations on this. ThanksAnonymousnoreply@blogger.com